Compare Insurance Quotes and Apply in Minutes
Life insurance rates have not changed in a long time. If you are looking for life insurance, there is always a policy that can be custom-designed to suit your needs.
Now you can easily compare and apply for an affordable life insurance policy. Usual terms are 10, 15, 20, 25, and 30 years. Term life insurance and Return of Premium term are available for most age groups. If you are considering permanent life insurance (whole life insurance or universal life insurance) instead, we encourage you to contact us. Let us know what you want your life insurance to do for you. It is important to custom design the whole life and the universal life insurance options to suit your need and affordability.
Your premiums are subject to underwriting and are determined by your age, health, and lifestyle. You can also run a wider range of permanent life insurance rates on SinglePremiumPlans.com.
Life Insurance Rates
Most people ask a simple but honest question. “How much does life insurance cost?” Besides the fact that life insurance rates depend upon your age, health, and lifestyle, it is also important to consider that premiums can change drastically based on the kind of plan you choose.
Please refer to the following table as a quick reference for life insurance rates comparison of the most purchased life insurance plans. Premiums have been rounded for the sake of ease.
Life Insurance Quotes for Men
| MALE | AGE: 35 | RISK CLASS: SUPER PREFERRED | NON-SMOKER | |
|---|---|
 | Real-time Life Insurance Rates Face amount: $1000,000 |
| 10 Years Term (convertible to guaranteed universal and whole life) | $19 monthly |
| 20 Years Term (convertible to guaranteed universal and whole life) | $34 monthly |
| 30 Years Term (convertible) | $64 monthly |
| 30 years Refund of Premium Term | $132 monthly |
| Universal Life (pay only till 65) (Lifetime of coverage without cash values) | $583 monthly |
| Whole Life (pay only till 65) (Lifetime of coverage with cash values) | $1,446 monthly |
| Please note: The rates quoted are estimates and are subject to underwriting by the insurance carrier. Rates do not include optional riders. For a no-obligation consultation, call us at 1.866.526.7264. |
Life Insurance Quotes for Women
| FEMALE | AGE: 35 | RISK CLASS: SUPER PREFERRED | NON-SMOKER | |
|---|---|
| Real-time Life Insurance Rates Face amount: $1000,000 |
| 10 Years Term (convertible to guaranteed universal and whole life) | $16 monthly |
| 20 Years Term (convertible to guaranteed universal and whole life) | $28 monthly |
| 30 Years Term (convertible) | $51 monthly |
| 30 years Refund of Premium Term | $102 monthly |
| Universal Life (pay only till 65) (Lifetime of coverage without cash values) | $502 monthly |
| Whole Life (pay only till 65) (Lifetime of coverage with cash values) | $1,043 monthly |
| Please note: The rates quoted are estimates and are subject to underwriting by the insurance carrier. Rates do not include optional riders. For a no-obligation consultation, call us at 1.866.526.7264. |
Importantly, if you love someone who depends on you financially, you need to have a reasonable life insurance plan on yourself.
Most people are unaware of the fact that they can own multiple life insurance plans to protect different financial risks. While you can have a term policy to protect your mortgage, and another policy to protect your kid’s education, nothing stops you from also getting a permanent plan to make sure you leave behind a financial legacy no matter when you exit the planet. Moreover, layering your risk is always a good idea.
Your decision today may directly impact the well-being of your loved ones. As partners helping you make that decision, we serve our clients directly and do not gather your information to sell to third parties
Call 1.866.526.7264.
